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Virginia VA Streamline Refinance

The Veterans Administration Streamline Refinance is available to Virginia active duty military and Veterans and Reservists. If you have a high rate VA loan, there is a low cost VA streamline Interest Rate Reduction Loan (IRRL) program which will lower your VA mortgage payment inexpensively. If you are currently in a Virginia VA loan the qualification process is very easy and the VA streamline will allow you to take cash out of your Virginia property for any reason. The Virginia VA streamline refinance makes the process quick and you do not need to pay anything out of pocket at settlement. Email questions on a Virginia VA Streamline Refinance. I am a Virginia mortgage broker experienced with Virginia VA Streamline refinance transactions.

We offer the Virginia VA IRRL streamline refinance loan allowing you to decrease your monthly mortgage cost easily. The VA streamline IRRL benefit offers:

  • Faster processing compared to conventional loans
  • Option to roll closing costs into the new loan so you'll have nothing to pay up-front or at closing
  • No credit evaluation
  • Lower monthly payments
  • No VA appraisal requirements in most situations
  • Faster equity growth if the term of your VA loan is reduced
  • Option to include up to 2 months payments into your VA streamline loan allowing you to skip two payments
  • If the property is now rented, the veteran must certify they once lived in the property

Virginia veterans with current VA loans can take advantage of lower interest rates and reduce their monthly payments quickly and easily with radically reduced documentation requirements. The VA streamline IRRL does not require any income, asset verification or credit report and it is available in fixed-rate mortgage options. This VA streamline refinance program is a part of your veterans benefit. If your interest rate is higher than today's low rates, you owe it to yourself to find out how much you can save.

Please feel free to email me about your Virginia VA Streamline Refinance

Learn more about Virginia VA Streamline Refinance Closing Costs

Learn more about Virginia VA streamline debt consolidation

Learn more about how to eliminate PMI

Calculate your VA Streamline Refinance "Payback Period"  to verify that refinancing your mortgage will make sense in your specific situation.

I have included a page on how to properly calculate your qualification ratios.

I have included a page on documentation requirements that will be needed to close your loan

If you already have an excellent interest rate on your first mortgage, I have some rather extensive information available on home equity loans and a home equity line of credit as well

Request a Good Faith Estimate before you apply

As a Certified Mortgage Planning Specialist, I offer an analysis of your financial situation today and can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

New! View my Wealthbuilder  video presentation and learn the safe way to manage your debt and fund your retirement.

Virginia VA Streamline RefinancePrequalify for your Virginia VA Streamline Refinance.


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Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.