Apply Online          

Welcome
to TMC Lending!
 Your source for consumer information  

 

 




FHA Loan

Construction/Perm

Interest Only Mortgage


Commercial Loans

   
Real Estate Investor


Refinance


Loan Modification





Virginia Mortgage Refinance Information Center

The Virginia Mortgage Refinance Center is designed to save you money. I an a Virginia mortgage broker and have extensive experience with Virginia mortgage refinance and have reduced the paperwork and cost when refinancing a Virginia mortgage. I offer zero point Virginia mortgage refinance loans with no origination fees and "no cost Virginia mortgage refinance" programs to save money. Before you make any decision on a Virginia mortgage refinance, a Mortgage Refinance Certified Mortgage Planning Specialist can do a detailed comparison of different Virginia mortgage refinance options so you know you are making the right choice based on your specific circumstances.

Why consider a Virginia mortgage refinance?

1) Lower your monthly payment by reducing your interest rate or converting to an Interest Only Virginia Mortgage Refinance.

2) Debt consolidation Virginia mortgage refinance is often the primary reason many of my clients refinance their home mortgage loan. Make sure any debt you are carrying is "tax advantaged" mortgage debt rather than consumer debt. I can show you the right way to structure your individual debt situation.

3) Pay off your mortgage early by reducing your term from 30 years to 20 or even 15 year terms to time the mortgage payoff with retirement.

4) Take cash out for any purpose including debt consolidation or investments. As an active real estate investor myself, I have helped hundreds of my clients build their real estate portfolio and the initial down payment often comes from a home mortgage loan refinance.

5) Reduce interest rate risk in a rising rate market by converting your mortgage from an adjustable to a fixed rate loan. Or, see how converting from a fixed rate to and adjustable tied to the period of time you plan to be in the home can substantially improve your cash flow.

I also offer No Documentation Virginia Mortgage Refinance for individuals with non traditional asset, employment, or income situations.

Calculate your "Payback Period"  to verify refinancing makes sense in your specific situation.

I am always happy to create a Good Faith Estimate before you apply or have your credit pulled.

I offer zero point mortgage refinance loans with no origination fees to save you money.

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by refinancing to make additional investments creates additional cash flow and asset growth. Working with your financial planner, I can help you see how releasing the equity in your home, with the proceeds invested for safety and liquidity can substantially improve your overall financial position. I can help you understand the tax implications of any mortgage refinance strategy. Call or email me to discuss the specifics of your mortgage refinance goals.

I have included a section on the new Cash Flow ARMS. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

Learn more about Virginia mortgage refinance closing costs.

Learn more about Loan Modification. If you can not refinance, it may be the best way to save your home today.

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

Virginia Mortgage RefinancePrequalify for Your Virginia Mortgage Refinance. [AD]

   Home Equity    Interest Only Mortgage  Investor Loans  Jumbo  Mortgage Links   Reverse Mortgage  No Down Payment Loan   Refinance Center   Site Map  Vacation Home Loans   Commercial Loans  Loan Modification Home

 

 

В©1998-2009


NEVER an Origination Fee!

Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.