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 VA Streamline Refinance

The Veterans Administration Streamline Refinance is available to active duty military and Veterans and Reservists. If you have a high interest rate VA loan, there is a low cost VA streamline Interest Rate Reduction Loan (IRRL) program which will lower your VA mortgage payment inexpensively. If you are currently in a VA loan the qualification process is very easy and it will allow you to take cash out of the property to pay bills or for any other reason. The VA streamline refinance makes the process very easy and you do not need to pay anything out of pocket at settlement. Please email questions on a VA Streamline Refinance.

We offer the VA IRRL streamline refinance loan which allows you to reduce your monthly cost easily. The VA streamline IRRL benefit offers:

  • Faster processing compared to conventional loans
  • Option to roll closing costs into the new loan so you'll have nothing to pay up-front or at closing
  • No credit evaluation
  • Lower monthly payments
  • No VA appraisal requirements in most situations
  • Faster equity growth if the term of your VA loan is reduced
  • Option to include up to 2 months payments into  your VA streamline loan allowing you to skip two payments
  • If the property is now rented, the veteran must certify they once lived in the property

Veterans with current VA loans can take advantage of lower rates and reduce monthly payments quickly and easily with radically reduced documentation requirements. The VA streamline IRRL does not require any income, asset verification or credit report and it's available in fixed-rate mortgage options. This VA streamline refinance program is part of your veterans benefit. If your interest rate is higher than today's low rates, you owe it to yourself to find out how much you can save.

Please feel free to email me about your VA Streamline Refinance

Learn more about VA Streamline Refinance Closing Costs

Learn more about VA streamline debt consolidation

More about eliminating PMI

Calculate your VA Streamline Refinance "Payback Period"  to verify refinancing makes sense in your specific situation.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

VA Streamline RefinancePrequalify for your VA Streamline Refinance.

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