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VA Loans                                                                                                                               VA Loans require no down payment and no mortgage insurance   

This page contains information on VA loans or Veterans Administration Loans. Click for information on Virginia mortgages. Email me with questions on VA loans

VA loans are available to Active Duty Military, Veterans and Reservists. VA loans give you the ability to buy with no out of pocket cost. We are also able to pay off some consumer debt with VA loans as well. The loan maximum is $417,000 including the VA imposed Funding Fee. VA loans require no mortgage insurance, monthly payments are frequently less than any other no down payment loan. If you have a high interest rate VA loan, there is a low cost Interest Rate Reduction Loan (IRRL) program which allows you to refinance and lower your VA mortgage payment inexpensively. 

I have included some specific qualification guidelines for VA loans participation.

I have a page describing the VA IRRL (Interest Rate Reduction Loan) program.

I have included information on the various VA Funding Fees as well.

For more information on your entitlement, please see the VA Entitlement page.

I have provided  a link to the Veterans Administration program description and FAQs  here

I have included a page on how to calculate your qualification ratios and on VA Loans credit requirements.

I have included a page on documentation requirements.

Read more about VA loans Closing Costs

Be sure to visit the Mortgage Library.    I also have a Free report "Buying your First Home" available by email.

Learn more about investing

In 2008, Short Sales are where most of the bargains in real estate are and they are NOT just for investors. Learn more about Short Sales

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

VA LoansPrequalify for your VA Loans.

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