VA Loans
This page contains information on VA loans or Veterans Administration Loans. Click for
information on Virginia mortgages. Email me with
questions on VA loans
VA loans are available to Active Duty Military, Veterans
and Reservists. VA
loans give you the ability to buy with
no out of pocket cost. We are also able to
pay off some consumer debt with VA loans as well. The loan
maximum is $417,000 including the VA imposed Funding Fee. VA loans require no mortgage insurance, monthly payments are frequently less than any
other no down payment loan. If you have
a high interest rate VA loan, there is a low cost Interest Rate Reduction
Loan (IRRL) program which allows you to refinance and lower your VA mortgage payment inexpensively.
I have included some specific qualification guidelines for VA loans
participation.
I have a page describing the VA IRRL (Interest Rate
Reduction Loan) program.
I have included information on the various VA
Funding Fees as well.
For more information on your entitlement, please see the VA Entitlement page.
I have provided a link to the Veterans Administration program
description and FAQs here.
I have included a page on how to calculate your qualification ratios
and on VA Loans credit requirements.
I have included a page on documentation
requirements.
Read more about VA loans Closing Costs Be sure to visit the Mortgage
Library. I also have a Free report "Buying
your First Home" available by email.
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