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Small Commercial Loan

Small commercial loan products related to commercial real property are available from $100,000 up to $1,500,000. Email with small commercial loan questions. I have small commercial loan products for commercial properties that many commercial banks will not entertain. Our commercial lenders will fund small commercial loan products for commercial borrowers who have been unable to obtain a traditional small commercial loan using a creative stated income stated asset approach. Small commercial loan products are available with only 3% down for some commercial property types if you fully document your income. Small commercial loan products are finally available with 30 year terms. 

I am a mortgage broker experienced in small commercial loans. This small commercial loan experience comes from the significant amount of work I do with real estate non commercial investor loan products. My investor clients invest in both residential and commercial property and I am equipped to offer advice and financing in both areas. I maintain access to several sophisticated small commercial loan search engines which allow me to search over 700 commercial lenders guidelines and pricing in real time to find the small commercial loan which most closely match your specific needs. As a small commercial loan broker, it is important to understand that I work for my client and not the commercial lender and am able to give you unbiased advice and assistance. Learn more about my practice as a Certified Commercial Loan Planning Specialist.

I have small commercial loan products available for purchase, refinance, unlimited cash out, or debt consolidation. I routinely work with real estate investors, self employed individuals, and other borrowers who fall outside traditional guidelines.

Some property types they are available for include:

  • Small Storefronts

  • Mixed use property with retail and residential aspects

  • Multi Family buildings with 5 or more units (less than five are available from our residential lenders)

  • Industrial Buildings    

  • Gas stations

  • Auto Repair

  • Auto Body Shops

  • Bead and Breakfast

  • Dry Cleaners/Laundromats

  • Restaurants/Taverns/Pubs

  • Hotels/Motels

  • Bowling Alley

  • Mobile Home Parks

  • Office Buildings and Office Condos

  • Medical Offices

  • Self Storage units

  • Miniature Golf Courses

  • Trailer Parks/Camp Grounds

  • Funeral Homes

  • Convenience Stores

  • Shopping Centers

  • Strip Centers

  • Special use property

  • Sorry, but I will not be able to assist you with any adult oriented business

Read more about Small Commercial Loan Closing Costs

I have included a page on how to calculate your Small Commercial Loan qualification ratios.

I have included a page on Small Commercial Loan documentation requirements.

I can help you in a seller take back second mortgage situation with to 90% as well as to arrange to lend in the name of your corporation, trust, or LLC but you will need to personally guarantee it.

As a Certified Commercial Loan Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

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