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Refinancing Mortgage

The Refinancing Mortgage Information Center is designed to save you money.

Before you decide on a refinancing mortgage, a Mortgage Refinancing Certified Mortgage Planning Specialist can do a mortgage comparison to help you make the right choice based on your specific circumstances. I have extensive experience with refinancing a mortgage and can reduce the paperwork and cost when refinancing a mortgage. Email me with any specific questions on Refinancing Mortgage products.

Why consider a refinancing mortgage?

1) Lower your payment by reducing your interest rate or converting to an Interest Only Refinancing Mortgage.

2) Debt consolidation is the primary reason people are refinancing a mortgage. Make sure any debt is "tax advantaged" rather than consumer debt. I can show you the right way to structure your debt situation.

3) Pay off your mortgage early by reducing your term from 30 years to shorter terms to time the mortgage payoff with retirement.

4) Take cash out for any purpose including investments. As a real estate investor, I have helped hundreds of my clients build their real estate portfolio and the initial down payment often comes from refinancing a mortgage .

5) Reduce interest rate risk by converting from an adjustable to a fixed rate mortgage. Or, see how converting from a fixed rate to and adjustable tied to the period of time you plan to be in the home can lower your mortgage payment.

I also offer No Documentation Mortgage Loans for individuals with non traditional asset, employment, or income situations.

Find out more about Streamline Mortgage Refinancing for your FHA, VA or Conventional Mortgage.

More about eliminating PMI when refinancing a Mortgage.

Calculate your "Payback Period"  to verify refinancing makes sense in your specific situation.

I am always happy to create a Good Faith Estimate before you apply or have your credit .

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by mortgage refinancing to make additional investments creates additional asset growth. I can help you see how releasing the equity in your home, with the proceeds invested for safety and liquidity can improve your overall financial position. I can help you understand the tax implications of any mortgage refinance strategy. Call or email me to discuss the specifics of your refinancing mortgage goals.

Learn more about refinancing mortgage closing costs.

I offer zero point mortgage refinancing loans with no origination fees to save you money.

I have included a section on the new Cash Flow ARMS. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.