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Refinance Information Center

Low cost ways to a lower mortgage payment

The Refinance Information Center is designed to save you money. I have extensive experience with mortgage refinancing and have reduced the paperwork and cost when refinancing. I offer zero point mortgage refinance loans with no origination fees and "no cost" mortgage refinancing programs to save money.

Why consider mortgage refinancing?

1) Lower your monthly payment by reducing your interest rate.

 2) Debt consolidation is the primary reason many of my clients refinance their mortgage.

 3) Pay off your mortgage early by reducing your term.

 4) Take cash out for any purpose.

 5) Reduce interest rate risk by converting from an adjustable to a fixed rate loan.

I also offer  No Documentation Loans for individuals with non traditional asset or income situations.

Learn about "No Cost Refinance" options.

Find out more about a Streamline Refinance for your FHA, VA or Conventional loan.

More about how to eliminate PMI when refinancing.

Calculate your "Refinance Payback"  to verify refinancing makes sense in your specific situation.

Request a Good Faith Estimate before you apply

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by refinancing to make additional investments creates additional cash flow and asset growth. Call or email me to discuss the specifics of your mortgage refinance goals.

Learn more about mortgage refinance closing cost.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

Be sure to visit the Mortgage Library.

* I have included a section on the new Cash Flow ARM. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

Refinance CenterPrequalify for your Mortgage Refinance.

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NEVER an Origination Fee!

Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.