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  How much are my payments?

Use our mortgage calculator to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and the mortgage calculator will give you your monthly mortgage payment amount!

Mortgage Calculator

Years:
Interest:
Loan Amount:
Annual Property Tax:
Annual Homeowners Insurance:

Mortgage Calculation Results

Monthly Principal + Interest:
Monthly Property Tax:
Monthly Homeowners Insurance:
Total Monthly Payment:

Note: if your Loan to Value is less than 80% you will need Mortgage Insurance. For information on avoiding MI, please see the section on combination financing.

Please note: this calculator is restricted to mortgage ratios of 28/36. Other loan programs and electronic underwriting may allow much higher ratios and loan amounts. Please go to my prequalification section for a more complete analysis of your situation.

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Last update July 7, 2002

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Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.