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Officer Next Door Loan Program

Officer Next Door Loan Program                                                                                            

Please note that FHA has temporarily withdrawn this program. Please contact me as there are several other alternatives.

HUD wants to strengthen America's communities and build a safer nation by offering homeownership opportunities to law enforcement officers through the Officer Next Door Program. Designated HUD-owned properties in revitalization areas  will be available under this program at a 50 percent discount. To make properties even more affordable, when a law enforcement officer uses an FHA-insured mortgage the down payment is $100.

The law enforcement officer must occupy the purchased property as his/her principal residence for at least three years. Although not required, law enforcement officers are encouraged to purchase a home in the community they serve.

HUD's designated revitalization areas are neighborhoods that have many vacant properties, including properties needing extensive repairs, and have been selected by the locality for economic development efforts.

In order to purchase an Officer Next Door Home you must be pre-approved and have a letter of commitment for an approved loan. Also you will need a RealtorĀ® to assist you with the purchase.

Prequalify for the Officer Next Door Program.


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