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Mortgages with Flexible Payments

Nva-mortgage.com specializes in mortgages with flexible payments. We can help you find the right loan for your unique situation. Below are several categories of mortgages with flexible payments.

First Time Homebuyer Loans

Loans designed for individuals purchasing their first home.

No Down Payment Loans

14 loan programs requiring no down payment. Many will allow you to purchase with NO cash at all!

Construction Loans

Detailed information on "one time close" loan for construction of a new home. Extensive section with FAQ.

Renovation and Remodeling Loans

New loans for renovation or remodeling existing homes allowing  you to borrow against the value after completion of construction. Purchase and renovate or remodel your current home. Both first and second trust construction programs.

Land Loans

Purchase land to build your dream home. Some programs allow interest only payments to lower monthly payments.

Vacation or Second Homes

A home at the beach, lake, or mountains is a dream for many. Buy or build with as little as 5% down and low payments.

Investor Loans

Creative loan programs for real estate investors. Programs with low down payments and for investors with multiple properties.

No Documentation Loans

Mortgages for individuals with difficult to verify income or asset situations. 90% financing for individuals, 80% for investors.

Home Equity Loans

Flexible loan program allows you to use your home equity rather than expensive consumer financing.

Second Trust Loans

Loans to take equity out of a property, make home improvements, for debt consolidation, or to avoid mortgage insurance.

No More PMI !!!

Effective strategies to avoid paying Private Mortgage Insurance.

Conventional Loans

Fixed and adjustable rate mortgages explained in detail.

Refinance Center

Options if you are considering refinancing your mortgage

Damaged Credit Loans

Many loan programs allow less than perfect credit without outrageous fees and rates

FHA Loans

Low down payment programs for purchase or construction offers easier qualification guidelines and credit flexibility.

VA Loans

Veterans Administration loan program requires no down payment. New program to reduce the funding fee!

Foreclosure Properties

Financing options for individuals or investors buying foreclosure or repossessed properties.