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Mortgage Refinance Information

The Mortgage Refinance Information Center is designed to save you money by giving you real mortgage refinance information. I have extensive experience with mortgage refinance and have reduced the paperwork and cost when doing a mortgage refinance. I offer zero point mortgage refinance loans with no origination fees and "no cost" mortgage refinance programs to save money. Email for more mortgage refinance information. My goal is to give you quality mortgage refinance information to help you make an informed decision.

Many of my clients are converting from fully amortizing payments to an interest only approach with a significantly lower payment. I have extensive mortgage refinance information available.

Why consider a mortgage refinance?

 1) Lower your monthly payment by reducing your interest rate.

 2) Debt consolidation mortgage refinance is the primary reason many of my clients refinance their mortgage.

 3) Pay off your mortgage early by reducing your term.

 4) Take cash out mortgage refinance for any purpose.

 5) Reduce interest rate risk by converting from an adjustable to a fixed rate loan.

I also offer  No Documentation Mortgage Refinance Loans for individuals with non traditional asset or income situations.

Learn about "No Cost Mortgage Refinance" options.

Find out more about Streamline Mortgage Refinance for your FHA, VA or Conventional loan.

More about eliminating PMI when refinancing.

Calculate your "Payback Period"  to verify refinancing makes sense in your specific situation.

Request a Good Faith Estimate before you apply

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by refinancing to make additional investments creates additional cash flow and asset growth. Call or email me to discuss the specifics of your mortgage refinance goals.

Learn more about mortgage refinance closing costs.

* I have included a section on the new Cash Flow Mortgage Refinance ARMS. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

As a Certified Mortgage Planning Specialist, I have purchased new financial modeling software that can do sophisticated analysis of your situation today as well as make suggestions on how small changes in how your mortgage is structured today can have a life changing effect in the years to come. Modules available include the Total Cost Analysis to compare the cost of up to 4 loans over the length of time you plan to be in the home; an Equity Repositioning Analysis to see how small changes in your debt structure today can have a huge impact in years to come; a Consolidation Analysis to see how consolidating debt can change your financial future; a PMI Analysis to see if eliminating PMI will be effective for you; and a Rate Watch Report which all my past clients are enrolled in to insure they remain in the mortgage that is best for them in their current situation. If any of these free analysis are of interest to you, please email me with as much specifics of your situation as possible