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Mortgage Refinance Information

Low cost ways to a lower mortgage payment

The Mortgage Refinance Information Center will save you money. A Mortgage Refinance Information Certified Mortgage Planning Specialist can do a detailed comparison of loan options so you know you are making the right choice. I offer a free Total Cost Analysis giving you the mortgage refinance information you need to make an informed decision. I have extensive experience with mortgage refinancing and can reduce the paperwork and cost when refinancing. I offer zero point mortgage refinance information and loans with no origination fees to save you money.

 

Why consider a mortgage refinance?

1) Lower your monthly payment by reducing your interest rate or converting to an Interest Only Mortgage Refinance.

2) Debt consolidation mortgage refinance is often the primary reason many of my clients refinance their mortgage. Make sure any debt you are carrying is "tax advantaged" mortgage debt rather than consumer debt. I can show you the right way to structure your individual debt situation.

3) Pay off your mortgage early by reducing your term from 30 years to 20 or even 15 year terms to time the mortgage payoff with retirement.

4) Take cash out for any purpose including debt consolidation or investments. As an active real estate investor myself, I have helped hundreds of my clients build their real estate portfolio and the initial down payment often comes from a mortgage refinance on their residence.

5) Reduce interest rate risk in a rising rate market through a mortgage refinance by changing from an adjustable to a fixed rate loan. Or, see how converting from a fixed rate to and adjustable tied to the period of time you plan to be in the home can substantially improve your cash flow.

I also offer No Documentation Mortgage Refinance Loans for individuals with non traditional asset, employment, or income situations.

Calculate your "Payback Period"  to verify refinancing makes sense in your specific situation.

I am always happy to create a Good Faith Estimate before you apply or have your credit pulled.

I have helped many clients with mortgage refinance information on their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by refinancing to make additional investments creates additional cash flow and asset growth. Working with your financial planner, I can help you see how releasing the equity in your home, with the proceeds invested for safety and liquidity can substantially improve your overall financial position. I can help you understand the tax implications of any mortgage refinance strategy. Call or email me to discuss the specifics of your mortgage refinance goals.

Learn more about mortgage refinance closing costs.

I have included a section on the new Cash Flow ARMS. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.