Mortgage Refinance Information Center

Low cost ways to a lower mortgage payment with a mortgage refinance

The Mortgage Refinance Center is designed to save you money on your mortgage refinance. I have extensive experience with mortgage refinance and have reduced the paperwork and cost when doing a mortgage refinance. I offer mortgage refinance loans with no origination fees and "no cost" mortgage refinance programs to save money on your mortgage refinance. Email mortgage refinance questions.

Why consider a mortgage refinance?

1) Lower your mortgage payment by reducing your interest rate with your mortgage refinance.

2) Debt consolidation mortgage refinance is the primary reason many clients refinance their mortgage.

3) Pay off your mortgage early by reducing your mortgage term.

4) Take a cash out refinance for any purpose.

5) Reduce interest rate risk by converting to a fixed rate mortgage.

I offer No Documentation Loans for individuals with non traditional asset or income situations.

Learn about "No Cost Refinance" options.

Learn about Streamline Refinance for your FHA, VA or Conventional mortgage.

More about eliminating PMI.

Calculate your "Payback Period" to verify that a mortgage refinance makes sense in your specific situation.

Request a Good Faith Estimate before you apply for your mortgage refinance

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by to make additional investments creates additional cash flow and asset growth. Call or email me to discuss the specifics of your goals.

Many of my clients are converting from fully amortizing payments to an interest only approach with a significantly lower monthly payment. I have some extensive information available. Read more to see if this powerful tool could work for you.

Learn more about closing costs.

Many of my clients are converting from fully amortizing payments to a stated income interest only approach with a significantly lower monthly payment. Read more to see if this powerful tool could work for you.

* I have included a section on the new Cash Flow Arm. A LIBOR or MTA based product which gives you complete flexibility in managing your payment.

I have a page on calculating your qualification ratios.

Use my Mortgage Calculator

If you already have an excellent rate on your first loan, I have extensive information available on home equity loans and a home equity line of credit as well

Learn more about investing

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your debt is structured today can have a life changing effect in the years to come. Read more about this free, no obligation service.

New! View my Wealthbuilder presentation and learn the safe way to manage your debt and fund your retirement.

I hope the information on this page was useful to you. Please scroll down to view my Market Guide. It is a weekly publication explaining the financial markets from a consumer's perspective that is available on this website or by email subscription. I have nearly 8,000 subscribers today and would be happy to have you as well. Your email address will never be used for any other purpose.

Mortgage Refinance Center Prequalify for your Mortgage Refinance.

Home Equity Interest Only Mortgage Investor Loans Jumbo Mortgage Links Reverse Mortgage No Downpayment Loan Refinance Center Site Map Vacation Home Loans Commercial Loans Home

©Bob Gammache, CMPS
Certified Mortgage Planning Specialist

Carteret Mortgage
Leesburg and Smith Mountain Lake, VA

Phone (540) 719-1115
Toll Free (888) 648-1714
bgammache@Verizon.net
AOL Instant Messenger bgammache1

NEVER an Origination Fee!

Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages. Carteret Mortgage