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Mortgage Rates

Mortgage Rates

I am now offering a mortgage rates table for common mortgage products. Please understand that the table only covers basic mortgage programs and rates. For more specific programs, please use the form below. Please note that the table is automatically fed rates once per day. If there is a great deal of volatility on the financial markets rates may change several times in one day. The table is maintained by an outside service vendor who does an excellent job but rates are not guaranteed until locked.

A brief note on mortgage rates and why they move up and down. Most lenders price their products in relationship to the yield on "Mortgage Backed Securities" issued by Fannie Mae or Freddie Mac. Mortgage rates are NOT driven by the 10 year Treasury Bond as is so frequently reported by the press and unfortunately, many Loan Officers. These indexes are not commonly reported in the popular press so it is difficult for consumers to track mortgage rates. However, most newspapers will report changes in the 10 year Treasury Bond and this bond does frequently mirror changes in Mortgage Backed Securities and is a good way to track changes in mortgage rates. If the yield is falling mortgage rates are falling, if the yield is increasing, mortgage rates are increasing.

I offer over 2500 loan programs and today's interest rates for mortgages on each can change daily (or even more frequently in a volatile market). 

Please use this simple form to give me some information about your interest and I will be happy to email a quote to you quickly which will be accurate.

Name:         City:    State:    


If you prefer I call, I need your Phone Number: Best time to call:

My loan is for a Purchase Refinance  

I am interested in a specific loan program:    I am interested in a "0 Point, 0 Origination Fee Loan"

I am considering paying points to buy my rate down. Please give me a quote based on

Please help me help you by telling me just a bit about what you want to do.


New! View my Wealthbuilder presentation and learn the safe way to manage your home equity and fund your retirement using the Cash Flow Option Arm.

I hope this information was useful to you. Please scroll down to view my Mortgage Market Guide. A weekly publication explaining the financial markets from a consumer's perspective that is available by email. I have nearly 8,000 subscribers and would be happy to have you as well.

Mortgage Rates

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