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to TMC Lending!
 Your source for consumer information  

 

FHA Loan

Construction/Perm

Interest Only Mortgage


Commercial Loans

   
Real Estate Investor


Refinance


Loan Modification

Mortgage Programs

Below are categories of mortgage programs. Please follow the links for extensive consumer focused information.

Mortgages designed for individuals purchasing their first home.

No Down Payment Mortgages

14 loan programs requiring no down payment. Many will allow you to purchase with NO cash at all!

Construction Mortgages

Detailed information on "one time close" loan for construction of a new home. Extensive section with FAQ.

New Mortgages for renovation or remodeling existing homes allowing  you to borrow against the value after completion of construction. Purchase and renovate or remodel your current home. Both first and second trust construction programs.

Purchase land to build your dream home. Some programs allow interest only payments to lower monthly payments.

A home at the beach, lake, or mountains is a dream for many. Buy or build with as little as 5% down and low payments.

Creative loan programs for real estate investors. Programs with low down payments and for investors with multiple properties.

commercial mortgages

Mortgages for individuals with difficult to verify income or asset situations. 90% financing for individuals, 80% for investors.

Home Equity Mortgages

Flexible loan program allows you to use your home equity rather than expensive consumer financing.

Second Trust Mortgages

Mortgages to take equity out of a property, make home improvements, for debt consolidation, or to avoid mortgage insurance.

Effective strategies to avoid paying Private Mortgage Insurance.

Fixed and adjustable rate mortgages explained in detail.

Options if you are considering refinancing your mortgage

Many loan programs allow less than perfect credit without outrageous fees and rates

Low down payment programs for purchase or construction offers easier qualification guidelines and credit flexibility.

Veterans Administration loan program requires no down payment. New program to reduce the funding fee!

Financing options for individuals or investors buying foreclosure or repossessed properties.

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.