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Home Construction Finance Loan                                                                                                     

Home construction finance loan products are my specialty. Home construction finance loan products give you the ability to build your dream home. Close once and pay interest only during your home construction which can be up to 12 months. A single close home construction finance loan saves money by eliminating a second set of closing costs. If you do not own your lot, the first disbursement of your home construction finance loan buys the land and a draw schedule disburses funds when certain points in the home construction process are reached.  After construction of your home, the home construction finance loan will modify into the loan product of your choice. Email home construction finance loans questions

Several Home Construction Finance Loans include:

This page is focused on the new home construction finance loan, if you are interested in renovating an existing home please go to my renovation loans page.

If you have owned your lot for 1 year, or if you have documented "on site" improvements, we may be able to use this equity to meet your home construction finance loan down payment requirement or create an interest reserve account.

I have written a series of newsletters covering these which are available free.

I have included a list of documentation needed to process.

There is a new page detailing Home construction finance loans fees.

I have included detailed information on extended interest rate locks with a free float down option. 

I have included a page on how to calculate your mortgage qualification ratios.

I have included detailed Frequently Asked Questions and common misconceptions about the process of building with a construction/perm loan.

I have also included  information on the specialized areas of log home, modular home, or timber frame building

If you are not ready to build but have found the perfect lot. The new Purchase Plus Lot Loan can save you a great deal of money.

New! One of my favorite lenders has finally reopened their lending department. They offer you the ability to modify into the incredibly flexible Cash Flow Loan when your construction is complete.

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

Home Construction finance loans from a construction lender Prequalify for your Home Construction Finance Loan.


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Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.