First Time Home Buyer ProgramsFirst time home buyer programs are my specialty. Below are first time home buyer programs allowing you to buy a home with a low down payment. Many first time home buyer programs allow more debt than "conventional" programs making your dream of homeownership possible. Email first time home buyer programs questions
I am seeing more first time home buyers evaluating an interest only mortgage approach to help you qualify for a larger loan or to reduce your payment.
I have a page on calculating first time home buyer programs qualification ratios I have a page on first time homebuyer mortgage documentation requirements.
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This gives you an idea of the variety of low down payment loans available for the first time home buyer. Please let me know your situation and I will prequalify you for several first time home buyer programs. If you are sure about the right program for you, request a Good Faith Estimate before you apply.
Many of my clients are converting from fully amortizing payments to an interest only approach with a significantly lower monthly payment. I have some extensive information available. Read more to see if this powerful tool could work for you.
Here is a short PowerPoint presentation for first time home buyers
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In 2008, Short Sales are where most of the real bargains in real estate are. Learn more about Short Sales
I have an article "Buying your home in 2008" by email explaining negotiating strategy in today's market.
As a Certified Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come. Read more about this free, no obligation service.
New! View my Mortgage presentation and learn the safe way to manage your debt and fund your retirement.