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Commercial Loan Programs

Commercial loan programs related to commercial real property are available up $1,500,000. Email with commercial loan programs questions. I have commercial loan programs for commercial properties that many commercial banks will not entertain. Our commercial lenders will fund commercial loan programs for commercial borrowers who have been unable to obtain a traditional commercial loan program using a creative stated income stated asset program. Commercial loan programs are available with oly 3% down for some commercial property types if you fully document your income. Commercial loan programs are finally available with 30 year terms. 

I am a mortgage broker experienced in commercial loan programs. This commercial loan experience comes from the significant amount of work I do with real estate non commercial investor loan products. My investor clients invest in both residential and commercial property and I am equipped to offer advice and financing programs in both areas. I maintain access to several sophisticated commercial loan programs search engines which allow me to search over 700 commercial lenders guidelines and pricing in real time to find  the commercial loan programs which most closely match your specific needs. As a commercial loan broker, it is important to understand that I work for my client and not the commercial lender and am able to give you unbiased advice and assistance. Learn more about my practice as a Certified Commercial Loan Planning Specialist.

I have commercial loan programs available for purchase, refinance, unlimited cash out, or debt consolidation. I routinely work with real estate investors, self employed individuals, and other borrowers who fall outside traditional guidelines.

Some property types they are available for include:

  • Small Storefronts

  • Mixed use property with retail and residential aspects

  • Multi Family buildings with 5 or more units (less than five are available from our residential lenders)

  • Industrial Buildings    

  • Gas stations

  • Auto Repair

  • Auto Body Shops

  • Bed and Breakfast

  • Dry Cleaners/Laundromats

  • Restaurants/Taverns/Pubs

  • Hotels/Motels

  • Bowling Alley

  • Mobile Home Parks

  • Office Buildings and Office Condos

  • Medical Offices

  • Self Storage units

  • Miniature Golf Courses

  • Trailer Parks/Camp Grounds

  • Funeral Homes

  • Convenience Stores

  • Shopping Centers

  • Strip Centers

  • Special use property

  • Sorry, but I will not be able to assist you with any adult oriented business

Read more about Commercial Loan Programs Closing Costs

I have included a page on how to calculate your Commercial Loan Programs qualification ratios.

I have included a page on Commercial Loan Programs documentation requirements.

Learn more about Commercial Loan Underwriting Guidelines.

Learn more about the Debt Service Coverage Ratio

Learn about comparing investment property

I also offer reduced documentation business equipment leasing

I can help you in a seller take back second mortgage situation with to 90% as well as to arrange to lend in the name of your corporation, trust, or LLC

If you have had credit issues in the past, it is absolutely critical in today's market that they be addressed before you try to get a mortgage. I have referred my clients to CreditFX for the past 5 years. Exceptional customer service and I am often stunned at what they have been able to have removed from people's reports, allowing my clients to qualify. Their charge of $199 is one of life's true bargains.

As a Certified Commercial Loan Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

Commercial Loan ProgramsPrequalify for your Commercial Loan Programs
 

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