Compare closing costs between
lenders before you make a full application. While a mortgage interest rate is
certainly important, you must be sure the lender will not charge excessive
closing costs to secure a desired rate. A
Good Faith Estimate of Closing Costs
is the document which will allow this closing costs comparison. The Good Faith Estimate of
Closing Costs details interest
rates, terms, and the closing costs of the transaction. You will always receive a Good
Faith Estimate of Closig Costs from me before you make a full application and I urge you to
insist on a closing costs estimate from any lender or broker you consider. Go here for
information on a no closing costs refinance.
Lender closing costs
Please understand that I am a mortgage broker with access to over 700 lenders, each with their own fee and closing costs schedule. Fees below are representative of average closing costs charged by various lenders we represent. The only closing costs I charge and keep are a $395 processing fee and a $395 Broker fee. Everything else is a direct pass through from various service providers associated with the transaction. They are passed to you based strictly on our cost.
Settlement Attorney closing costs
Government fees and taxes
Please note that the above are for information purposes only. Some programs require additional fees.
I offer an analysis of your situation today and can make suggestions on how small changes in how your mortgage is structured can have a life changing effect in the years to come. Read more
Request a Good Faith Estimate of Closing Costs before you apply
As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your debt is structured today can have a life changing effect in the years to come. Read more about this free, no obligation service.