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California Refinance Mortgage Loans

Welcome to the California refinance mortgage loans center!

Low cost ways to a lower mortgage payment

The California Refinance Mortgage Loans Center is designed to save you money. I am a mortgage broker and am fully licensed in California. I have extensive experience with mortgage refinancing and have reduced the paperwork and cost when refinancing. Compare loans by getting a written Good Faith Estimate of Closing Costs comparing fees and rates before you apply! I offer zero point mortgage refinance loans with no origination fees and "no cost" mortgage refinancing programs to save money.

Why consider mortgage refinancing?

1) Lower your payment

 2) California Refinance Mortgage Loans debt consolidation

 3) Pay off your mortgage early

 4) Take cash out for any purpose.

I also offer  California Refinance Mortgage Loans No Documentation Loans for individuals with non traditional asset, employment, or income situations.

Learn about "California Refinance Mortgage Loans No Cost Refinance" options.

Find out more about Streamline Refinancing for your FHA or VA or Conventional loan.

More about eliminating PMI when refinancing.

Calculate your "Payback Period"  to verify refinancing makes sense in your specific situation.

I have helped many clients release equity from their home or investment property. One key to a secure financial future is keeping your assets working for you. Releasing equity by refinancing to make additional investments creates additional cash flow and asset growth. Call or email me to discuss the specifics of your mortgage refinance goals.

Learn more about California refinance mortgage closing costs.

If you already have an excellent rate on your first mortgage, I have extensive information available on home equity loans and a home equity line of credit as well

Be sure to visit the Mortgage Library.

Request a Good Faith Estimate before you apply

* I have included a section on the new Cash Flow ARMS. A LIBOR or MTA based product which gives you complete flexibility in managing your mortgage.

As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come.  Read more about this free, no obligation service.

New!

California Refinance Mortgage LoansPrequalify for your California Refinance Mortgage Loans.


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Certified Mortgage Planning Specialist


NEVER an Origination Fee!

Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.                                                                                                                       VA Mortgage