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Business Equipment Leasing

Business equipment leasing from a mortgage broker? Actually, it makes a great deal of sense if you think about it. In 2005 I looked at the business equipment leasing industry and was struck by it's similarity to my mortgage business. Both, when done right, offer creative financial solutions to my business owner clients. I found that in the business equipment leasing industry a client was served with better pricing and expanded business equipment leasing program selection by a broker ratherthan an employee of a single equipment leasing company, exactly my experience in the mortgage business. I reviewed all of my closed loans going back to 1991 and found that 78% of my mortgage clients were small business owners who needed a stated income loan for their personal and business real estate. Email business equipment leasing questions.

I started Equipment Leasing Solutions LLC that year and am pleased to have grown the company to the point where we now represent nearly 200 business equipment leasing funding sources as a broker. I have access to some very creative reduced documentation business equipment leasing programs at the most competitive rates available. I have chosen to focus this business on the small business owner and their need for reduced documentation business equipment leasing solutions. I do not work with equipment vendors beyond getting your equipment delivered as I find that relationship simply adds to my client's cost. As a business equipment leasing broker, I work for my client and not the leasing company or vendor so I can give you unbiased advice and guidance to help you finance the equipment needed to grow your business.

Business equipment leasing programs I offer include:

•  Application Only Program. Available to $75,000 requires only your credit report and banking reference, NO business or personal income or asset verification is required. Company must have been open 2 years or more.
•  Start Up Program. Company established from 0 to 2 years. Available with application only documentation to $20,000 and full documentation to $30,000
• Newer Company Program. For companies open from 7 months to 2 years with more attractive payments than the start up program. No restaurants or vehicles. 6 months bank statements and 640 credit scores required.
• The 1% Solution. Pay only 1% of the cost as a security deposit and you are done. While other programs offer 100% financing, they will require up to 3 payments as a security deposit plus documentation fees which can be significantly more out of pocket. $5,000 to $75,000.
• Structured Programs. Programs can be structured to match payments to your company's revenue flow. Common structured programs include:
• Annual payment program. If your income is cyclical, make only one payment per year. To $100,000 and terms from 36-60 months.
• Seasonal Payment Plan. Make your normal payment for 9 months and no payment for 3. Perfect for seasonal operations.
• 60 Day Deferral. Take possession and defer your first payment for 90 days as the funding source bills in arrears.
• 90 Day Deferral. As above but your first payment is not due for 120 days.
• Step Up Program. Offers reduced payments for the first 12 months. Maximize the cost versus benefit ratio during the first year of use.
• 7x $100 Program. Security deposit and first 6 payments are $100. Full payment for the remainder
• Waive Payment Voucher. Voucher allows you to pay only $25 per month used. Available up to 3 times per year or 6 times over the full term.

As you can see, these programs can offer a lot of financial flexibility. I provide a free, no obligation quote with several options. Please complete my simple one page business equipment leasing application by fax or email and I will respond within 24 hours.

Learn more about equipment leasing advantages

Learn about equipment leasing end of term options

I have another website with more equipment leasing solutions

"If it appreciates, buy it. If it depreciates or becomes obsolete, lease it!"

Would a commercial real estate line of credit be helpful?

If you have had credit issues in the past, it is absolutely critical in today's market that they be addressed before you try to get a mortgage. I have referred my clients to CreditFX for the past 5 years. Exceptional customer service and I am often stunned at what they have been able to have removed from people's reports, allowing my clients to qualify. Their charge of $199 is one of life's true bargains.