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Business Equipment Leasing

Business equipment leasing from a mortgage broker? Actually, it makes a great deal of sense if you think about it. In 2005 I looked at the business equipment leasing industry and was struck by it's similarity to my mortgage business. Both, when done right, offer creative financial solutions to my business owner clients. I found that in the business equipment leasing industry a client was served with better pricing and expanded business equipment leasing program selection by a broker ratherthan an employee of a single equipment leasing company, exactly my experience in the mortgage business. I reviewed all of my closed loans going back to 1991 and found that 78% of my mortgage clients were small business owners who needed a stated income loan for their personal and business real estate. Email business equipment leasing questions.

I started Equipment Leasing Solutions LLC that year and am pleased to have grown the company to the point where we now represent nearly 200 business equipment leasing funding sources as a broker. I have access to some very creative reduced documentation business equipment leasing programs at the most competitive rates available. I have chosen to focus this business on the small business owner and their need for reduced documentation business equipment leasing solutions. I do not work with equipment vendors beyond getting your equipment delivered as I find that relationship simply adds to my client's cost. As a business equipment leasing broker, I work for my client and not the leasing company or vendor so I can give you unbiased advice and guidance to help you finance the equipment needed to grow your business.

Business equipment leasing programs I offer include:

•  Application Only Program. Available to $75,000 requires only your credit report and banking reference, NO business or personal income or asset verification is required. Company must have been open 2 years or more.
•  Start Up Program. Company established from 0 to 2 years. Available with application only documentation to $20,000 and full documentation to $30,000
• Newer Company Program. For companies open from 7 months to 2 years with more attractive payments than the start up program. No restaurants or vehicles. 6 months bank statements and 640 credit scores required.
• The 1% Solution. Pay only 1% of the cost as a security deposit and you are done. While other programs offer 100% financing, they will require up to 3 payments as a security deposit plus documentation fees which can be significantly more out of pocket. $5,000 to $75,000.
• Structured Programs. Programs can be structured to match payments to your company's revenue flow. Common structured programs include:
• Annual payment program. If your income is cyclical, make only one payment per year. To $100,000 and terms from 36-60 months.
• Seasonal Payment Plan. Make your normal payment for 9 months and no payment for 3. Perfect for seasonal operations.
• 60 Day Deferral. Take possession and defer your first payment for 90 days as the funding source bills in arrears.
• 90 Day Deferral. As above but your first payment is not due for 120 days.
• Step Up Program. Offers reduced payments for the first 12 months. Maximize the cost versus benefit ratio during the first year of use.
• 7x $100 Program. Security deposit and first 6 payments are $100. Full payment for the remainder
• Waive Payment Voucher. Voucher allows you to pay only $25 per month used. Available up to 3 times per year or 6 times over the full term.

As you can see, these programs can offer a lot of financial flexibility. I provide a free, no obligation quote with several options. Please complete my simple one page business equipment leasing application by fax or email and I will respond within 24 hours.

Learn more about equipment leasing advantages

Learn about equipment leasing end of term options

I have another website with more equipment leasing solutions

"If it appreciates, buy it. If it depreciates or becomes obsolete, lease it!"

Would a commercial real estate line of credit be helpful?

I hope the information on this page was useful to you. Please scroll down to view my Mortgage Market Guide. It is a weekly publication explaining the financial markets from a consumer's perspective that is available on this website or by email subscription. I have nearly 8,000 subscribers today and would be happy to have you as well. Your email address will never be used for any other purpose.