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Please note: I am currently licensed in the following states: AL, AK. CA, DE, DC, FL, MI, MN, MO,  NM, ND, PA, VA, WA, WY. Unfortunately, if you are located in another state, I will not be able to assist you.

Thank you for taking the time to apply with us. The following link will take my Secure Server Website where you will have the option of completing a full application or a short prequalification form (Quick Application). Please note that your application will be treated as a prequalification until the form and your credit are reviewed. Completing the form is your authorization to review your credit. If you do not want your credit to be reviewed at this time, please enter a series of 1s in the box requesting your Social Security Number but PLEASE email me a sense of your credit history as credit is an integral part of the prequalification process. Without this VITAL information, the information I provide will not be reliable. After review, we will email a secure link where you can download your application package and Good Faith Estimate. Please print the documents, sign where requested and return the application package to us. While the mortgage industry has made great strides in electronic applications, "live" signatures are still required for an application.

Please help me provide you with better service! At the end of the Prequalification Form, You will find a "Comments" Box. Please let me know if there is a specific loan program, purchase price range, or specific circumstances you need help with. I can not tell what you are looking for from just the form!

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Please see the Service Area tab above for important location Information!

If you are looking for calculators, the only accurate way to determine your qualification for a mortgage is to have a professional review the specifics of your situation. Completing this form is an effective way to get an accurate picture of your buying power. All communication with us is on a secure server and your personal information is never shared with anyone else. Your privacy is completely respected.

I have more information on the difference between prequalification and preapproval which may be useful before you complete the form.

 

Please Click Here to be taken to our secure prequalification form

 

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©Bob Gammache, CMPS
Certified Mortgage Planning Specialist

Carteret Mortgage
Leesburg and Smith Mountain Lake, VA

Phone (540) 719-1115
Toll Free (888) 648-1714
bgammache@Verizon.net
AOL Instant Messenger bgammache1

NEVER an Origination Fee!

Extensive consumer information on construction,remodeling, first time homebuyer,and no documentation mortgages.                                                                                                                       Carteret Mortgage