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100% Real Estate Investment Property Financing100% Real Estate Investment Property Financing loans are now available at reasonable rates from several lenders. While rates for the 100% real estate investment property financing program is considerably above the conventional market, they are nowhere near what a "hard money" lender would charge. Generally, these 100% real estate investment propety financing loans are set up as either 80/20 or 75/25 combination financing with the first trust set at 80% (or 75%) of the sales price to eliminate the need for Mortgage Insurance and with a second trust for the balance. Pricing on the first trust is somewhat more attractive on the 75% first with the second priced the same in all situations. I now have one lender offering 100% real estate Investment property financing with just one loan. I am a mortgage broker focused on real estate investment property financing and am a real estate investor myself. Email 100% real estate investment property financing questions These 100% real estate investment property financing programs requires excellent credit (700 middle credit score) and you will need to verify 6 months of PITI reserves available. It is fully documented investment property financing and is available for a single family, townhouse, or condo. Please Note: Due to continuing heavy volumes of purchase and refinance business, all of my investor appropriate lenders have found it necessary to impose minimum loan amounts. Unfortunately, I will not be able to assist you if your loan amount is below $100,000. Please understand that this is not a minimum imposed by either Carteret Mortgage or my branch but by the lenders we work with. Hopefully, this situation will be resolved soon. I have a page on how to calculate your mortgage ratios. I have a page on documentation requirements. Limited and No Documentation loans are now available for investment properties. In 2008, Short Sales are where most of the action in real estate is. Learn more about Short Sales If your interest is in foreclosure property as a real estate investment, visit my foreclosure page for information and links to property resources. If the building you are looking at contains 5 or more units, you will need commercial loans. Also, I offer an Investment Options Analysis free. It could confirm a deal makes sense or keep you out of a bad deal. Read more about real estate investor financing If you need to maximize your cash flow, you may want to consider using one of the new interest only loans. Not available with 100% financing on an investment property but something to consider. Here are my thoughts on the difficulty of "flipping" investor properties. If you are looking at foreclosure property as an investment, I have a free report available by email. New! I have added a page on how to properly compare different investment property that may be helpful to you Read more about 100% investment property financing Closing Costs Learn about closing in an LLC I also offer reduced documentation business equipment leasing As a Certified Mortgage Planning Specialist, I offer an analysis of your situation today can make suggestions on how small changes in how your consumer and mortgage debt is structured today can have a life changing effect in the years to come. Read more about this free, no obligation service. New! View my Wealthbuilder presentation and learn the safe way to manage your debt and fund your retirement. I hope the information on this page was useful to you. Please scroll down to view my Mortgage Market Guide. It is a weekly publication explaining the financial markets from a consumer's perspective that is available on this website or by email subscription. I have nearly 8,000 subscribers today and would be happy to have you as well. Your email address will never be used for any other purpose.
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